In KL, RM One Million Buys You Life. In Singapore, It Buys You Stress.
- propertychanwk
- Oct 31
- 2 min read
A Singaporean client once told me:
"In Singapore, buying a house feels like sitting for an exam.
In KL, it feels like a stroll in the park."
Standing on a TRX balcony overlooking the skyline, he realised that RM1 million buys two completely different lives in two cities.
Same Money, Different Life
In KL, RM1 million buys a two-bedroom city apartment near TRX or Pavilion— prime location, full facilities, easy access.
In Singapore, that amount doesn’t even cover a down payment.
In KL, the same budget buys your home, renovation, furniture, and peace of mind— plus a property that generates rental income.
Stable Returns, Lower Pressure
KL offers 4–6% rental yield with manageable holding costs.
Singapore’s yields hover around 2–3% after taxes and fees.
Foreigners can get up to 70% financing in Malaysia, maximising leverage and capital efficiency.
As one investor joked:
“In Singapore, my money works for the government. In KL, my money works for me.”
Light Taxes, Low Costs, Real Freedom
No inheritance tax. No capital gains tax on assets.
Reasonable management fees—often RM0.50–1.20 psf, covering pools, gyms, security, and concierge service.
KL’s low ownership cost makes it a sustainable, lifestyle-based investment.
From Investment to Living
More Singaporeans now see KL not as a speculative play, but as a second home.
Some rent to expats, others use it for “workation” stays, or as a long-term backup plan.
As one client said:
“When I invested in KL, I also bought my Plan B life.”
Planning to invest in Kuala Lumpur’s growing property market?
Start with insights from our KL Real Estate Guide — your one-stop resource for premium projects, rental returns, and foreign buyer guidance.
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